EPFO Member Login

EPFO, or the Employees’ Provident Fund Organisation, is a statutory body under the Ministry of Labour and Employment, Government of India. It administers the Employees’ Provident Fund (EPF) and related schemes that provide retirement benefits, pensions, and life insurance to salaried employees in the organised sector.

Accessing your EPF account through the EPFO Member Login portal enables employees to manage their PF account login, track contributions, and download the EPFO member passbook online. Through a single UAN member login, users can view and operate all their linked provident fund accounts securely.

Read more to learn about various actions such as EPFO member login, contribution tracking, downloading the passbook, etc.

Table of Contents:

• ⇾ EPFO Member Login
• ⇾ Guide to Login to EPFO Member Portal
• ⇾ Registration Process of EPFO Member Portal
• ⇾ Access Your UAN Member Portal Online
• ⇾ EPFO Portal Member Passbook Login
• ⇾ Services Offered in EPFO Member Login
• ⇾ EPFO Member Login Issues
• ⇾ EPFO Member Benefits
• ⇾ Comparison of Personal Loan Interest Rates
• ⇾ Frequently Asked Questions

Guide to Login to EPFO Member Portal

The registered employees can log in with their UAN and password via the EPFO member login interface. It is also called the unified portal for EFPO login. An ‘EPFO Member’ is usually the employee who is registered with EPFO and contributes to the Employees’ Provident Fund (EPF).

The membership begins when an employee’s salary exceeds ₹15,000/month and the employer deducts a portion of the salary as a provident fund contribution, matching it with an equal employer contribution. Each member is assigned a UAN (Universal Account Number) by EPFO.

Here is a generic guide on how to log in to the EPFO portal as an employee.

1. On your browser, search for EPFO and click on the link to enter the official website of EPFO.


2. Click on the services option.


3. Under the ‘Services’ tab, click on the ‘For Employees’ option.


4. You will be redirected to a new page, where you have to choose the “Member UAN” option.



This will take you to the UAN-EPFO portal. This can also be accessed by:

5. Open your browser and search for UAN; click on the official website of UAN-EPFO.
6. On the UAN-EPFO portal, you can see the space to enter your account-related details.


7. Enter UAN, password, and captcha.
8. Click ‘Sign In’.

You can directly log into the UAN portal from the browser, instead of going through the main website, by following steps starting from step 5.

Access Your UAN Member Portal Online

After logging in, users can manage several aspects of their PF account. The portal is designed for real-time updates, online tracking, and quick access.

You can directly access the UAN member portal online by searching for the “UAN portal” in your browser or pasting “unifiedportal-mem.epfindia.gov.in/memberinterface/”.

Here are some of the key benefits of the UAN Member Portal:

• Download Passbook and track monthly employer/employee contributions.
• Update KYC details (bank account, Aadhaar, PAN).
• File PF withdrawal or transfer claims.
• Download UAN Card.
• E-nomination facility for family details.
• Track Claim Status in real time.

Access to all these services is centralised under the UAN member login, reducing dependency on offline interactions.

EPFO Portal Member Passbook Login

An EPFO member passbook is an online document that shows the contribution history of an employee’s provident fund (EPF) account. It includes both employee and employer contributions, along with interest earned for each month of service under the Employees' Provident Fund Organisation (EPFO).

The EPFO passbook login feature allows users to view transaction history with monthly contributions, interest credits, and balance summaries.

You can access your EPFO passbook by following these steps:

1. Visit the official website of EPFO.
2. Navigate to Employee login.
3. On the services section, click on the ‘Member Passbook’ option.


4. On the following page, enter your UAN and password in the respective fields.
5. Solve the Captcha and hit ‘Sign In’.
6. Navigate to the ‘Passbook’ section from the ‘View’ tab in the top menu.
7. Select the relevant Member ID (if you have multiple member IDs) to view contributions.

Your passbook will display detailed transactions, including contributions from both the employee and the employer, interest earned, and any withdrawals.

If your Passbook is not showing, please ensure that your

• Ensure UAN is active.
• The passbook is available 6 hours after registration or update.
• The employer must have filed an Electronic Challan-cum-Return (ECR).

Services Offered in EPFO Member Login

The EPFO portal provides access to a variety of employee-friendly services under one platform. These are:

• Passbook View & Download
• PF Withdrawal & Claim Submission
• PF Transfer Between Employers
• KYC Updates
• UAN Card Download
• E-nomination
• Claim Status Tracking
• Monthly Contribution Tracking

Each service is accessible after logging in using your PF account login credentials. Physical visits or form submissions are not required for most requests.

EPFO Member Login Issues

EPFO offers almost all the major services and accessories related to employee provident funds through their unified portal, aiming to make a better user experience and add convenience for the user.

However, users may still face login errors or account access problems. Common causes and solutions are listed below.

In cases of unsatisfactory solutions, you can contact the EPFO customer care at

EPFO Member Benefits

EPFO offers multiple long-term benefits that enhance social and financial security for employees. The EPFO provides a comprehensive social security net for employees, combining retirement savings, pension, insurance, and access to funds for various needs, along with tax benefits and convenient online services.

They also provide multiple schemes mentioned below:

1. Retirement Savings

Forced savings of 12% of the employee's salary, contributed by both employer and employee, which is accumulated along with interest.

2. Tax Benefits

Employee contributions are eligible for tax deduction under section 80C with tax-free interest and tax-free withdrawal at maturity.

3. Attractive Interest Rate

EPFO declares interest rates annually, which is competitive with other fixed investment options.

4. Employer Contribution

A significant benefit is the mandatory contribution made by the employer, which adds to the employee's overall savings.

5. Pension Benefits (via EPS)

As a member of EPF, you automatically become a member of the Employees' Pension Scheme (EPS), 1995, eligible for a monthly pension after completing 10 years of service and upon attaining the age of 58 years.

Pension is also admissible to dependents (widow, widower, children, and dependent parents) in case of the member's death.

6. Life Insurance Coverage (via EDLI)

The Employees' Deposit Linked Insurance (EDLI) Scheme, 1976, provides life insurance coverage to the nominee or beneficiary in case of the employee's death while in service.

7. Loan Facility

EPFO members can avail loans against their EPF balance for specific purposes like:

• Home purchase or construction
• Repayment of home loans
• Medical emergencies for self or family
• Marriage expenses for self or dependants
• Higher education expenses for children
8. Partial Withdrawals:

Members can make partial withdrawals from their EPF account before retirement under specific circumstances, such as:

• Medical treatment
• Marriage expenses
• Higher education
• Purchase or construction of a house
• Home loan repayment
• Renovation of a house
9. Portability of Account:

With the UAN, your EPF account can be easily transferred when you change jobs, ensuring continuity of your PF balance and service history.

10. Online Access and Management:

Using the UMANG app, members can:

• Check their PF balance
• Download their passbook
• Update KYC details
• Raise claims (withdrawal, transfer, etc.) online
• Track claim status
• Download their UAN card
11. Financial Support During Unemployment:

In case of unemployment for more than two months, members can withdraw a significant portion (up to 75%) of their EPF balance to provide financial support during the transition.

12. Security of Investment:

Being a government-backed scheme, EPF offers a high level of security for employees' savings.

These benefits are accessible only through a valid UAN member login and verified KYC.