The Central Bank of India balance check methods include the CBI balance check number, CBI Net and mobile banking, or advanced methods like the missed call feature, providing the customers an easy option to stay updated about their account details anytime, anywhere.
Read on to learn more about the various Central Bank of India balance check methods and how to use them effectively.
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You can check your Central Bank of India balance by giving a missed call to the number 95552 44442 to check your balance remotely. You can also use the Central Bank of India toll-free number, 1800 3030, to know your balance 24*7. |
Different Ways to Check Account Balance
The Central Bank of India Account Balance Check methods make managing your finances easy with multiple methods, which the customers can use as per their necessity and accessibility.
These methods include various options like:
- Netbanking
- Mobile banking app
- Missed call service / Toll-free number
- SMS banking
- WhatsApp banking
- ATM balance enquiry
- Bank branch visit
| In case you are facing any issues either online or offline, or both, you can contact the Central Bank of India customer service at 1800 3030. |
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Central Bank Balance Check by Netbanking
The Central Bank Balance check by net banking provides a secure and efficient method to check your Central Bank of India account balance. It also offers full banking services online.
You can check your balance online by following the generic steps given below:
1. Visit the Central Bank of India Netbanking Portal.
2. Click on the ‘Digital banking’ option.
3. Click on the ‘Internet banking’ option.

4. Scroll down and click on the text as mentioned in the image below

5. You can choose your net banking services by choosing to enter your ‘Cent eeZ’ or ‘Current INB’ and hitting ‘Proceed’. You will be redirected to the respective interface to log in.

6. Enter your user ID/CIF number and fill out the Captcha. You might be asked to enter the OTP that would be sent to your number. Enter the details and hit proceed.
7. If the entered data is accurate, you will be redirected to the dashboard. Go to “Account Summary” to view the balance.
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Cent eeZ This is the Central Bank of India’s new net banking platform for retail/personal customers. It offers a more modern, user-friendly, and mobile-optimised interface with improved security features like two-factor authentication, biometric login options (in mobile apps), and real-time transaction alerts. Current INB This is the older Netbanking system for personal banking users. It still works, but it has a more traditional layout and may not support some of the latest features (like dynamic OTPs or UPI-based linking) available in Cent eeZ. |
There are many functions available via netbanking
- CBI credit cards and debit cards
- Personal Loan Management
- Download Statement and Cheque book request
- Fixed deposits and other investments
- Fund transfers (NEFT/IMPS)
- Saving schemes
- Bill payments
- Customer care service
Central Bank Balance Enquiry by Mobile Banking or by Using the App
The CBI Mobile banking app provides an easy balance check option with just a few steps on your smartphone. It can be accessed from anywhere at any time, making it one of the most versatile options available.
Here are some of the easiest methods to check your balance:
1. Download the “Cent Mobile” app from the Play Store or the App Store.

2. Enter your registered mobile number and OTP.

3. You will be asked to enter your MPIN.
4. After successfully entering your MPIN, you will be redirected to the dashboard.
5. Tap on “Account Summary” to check the balance.
Functions available via the app:
Pre Login Features
- Branch Locator
- Check current interest rates for deposits, loans, and forex.
- Use the missed call service to get your balance or last transactions via SMS.
- Apply online for savings accounts, loans, or credit cards.
- Apply for FASTag directly through the Central Bank platform.
- Cent Bot for instant help
Post Login Features
- Fund transfer
- Mobile recharge
- Request for debit card and credit card services
- Open Fixed Deposit, Recurring Deposit and other investments.
- Personal Loans
- Bill payments, etc.
There are other mobile applications provided by CBI:
- Cent eeZ – A modern mobile banking app for Central Bank of India customers, offering balance checks, fund transfers, bill payments, and more.
- Cent m-Passbook – A digital passbook app that provides instant access to updated account transaction history.
- CentPay: Lifestyle & Beyond – A payment and lifestyle app for utility bill payments, recharges, and other online transactions.
- Cent Digi Pay – An app for merchants and small businesses to accept digital payments easily.
- CENT HRMS – Human Resource Management System app for Central Bank of India employees to access payslips, leave, and service records.
- Cent Swa-Darpan – Employee self-service app for internal HR-related functions like grievances and performance tracking.
Balance Enquiry through Missed Call Service
The Central Bank of India balance check missed call service is one of the easiest methods to know your balance instantly, without much hassle. This method doesn’t incur any charges.
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The CBI missed call balance check number is 95552 44442. For a mini statement, you can dial 95551 44441. |
Here is how you can use this feature:
- Give a missed call to 95552 44442 from your registered mobile number.
- The call will be disconnected after a few rings, and you will receive an SMS with your account balance.
Functions available via missed call service:
- Balance enquiry
- Mini statement
Central Bank Account Balance Check Through ATM
Using the Central Bank of India ATM facilities is one of the best and safest options to check your balance. You can use the ATM locator or the mobile app to locate your nearest ATM machine.
Here is a comprehensive list of how to check your balance using an ATM:
- Search for the nearest ATM using the ATM locator
(you can paste www.centralbankofindia.co.in/Atm_locator/ in your browser). - At your ATM, insert your ATM card/debit card in the machine slot.
- Enter your pin and hit proceed.
- Choose the ‘check balance’ option and then the ‘savings account’ option.
- Your account balance will be displayed.
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Central Bank of India Balance Check using UPI apps
You can check your central bank account balance by using various UPI apps like GPay, PhonePe, Paytm, etc. You must have your bank account registered with the UPI application for this purpose.
Here is how you can check your balance:
- Open your UPI application.
- Click on the balance check option.
- Choose your central bank account.
- Enter your UPI password.
- Your account balance will be displayed.
Checking Bank Balance Offline
Using offline methods to check your balance is equally effective for those preferring traditional banking. This is also a very reliable method, eliminating almost any risks or phishing.
You can use the branch locator provided by the bank for this purpose. Simply paste www.centralbankofindia.co.in/branch_locators/ on your browser.
Options include:
- Visiting any Central Bank ATM to check the balance.
- Printing an updated passbook at a branch.
- Asking for an account summary from the branch counters.
Note: The Central Bank of India might offer other services regarding balance checks with a branch visit, like the SMS balance check feature. However, the bank hasn’t included such features officially in the list of methods provided by them so far. Hence, it is best to contact your branch and enquire regarding any other methods.


