Calculate SBI Amrit Kalash FD returns easily! Enter your deposit amount, select your customer type — ‘General’ (below 60 years) or ‘Senior Citizen’ (60 & above) — and find out the SBI 400 days interest rate & maturity amount in seconds.
SBI Amrit Kalash Calculator
SBI’s Amrit Kalash is a special 400-day fixed deposit scheme with competitive interest rates of 7.10% p.a. for general customers and 7.60% p.a. for senior citizens. SBI had launched the SBI Amrit Vrishti Scheme on April 12, 2023 and was open to invest till March 31, 2025. SBI had withdrawn the Amrit Kalash scheme on April -1, 2025.
Simply select 400 days as your FD tenure when booking a deposit — SBI automatically applies the scheme if active at that time.
| New Update: After Amrit Kalash, SBI launched the SBI Amrit Vrishti Scheme, offering FDs at 7.25% p.a. for general citizens and 7.75% p.a. for senior citizens. Currently the interest for Amrit Vrishti Scheme is revised to 6.60% p.a. for general public from June 15, 2025, and 7.35% p.a. for senior citizen.
You can also use the SBI Amrit Vrishti Calculator to check your maturity and interest earned. |
Highlights of SBI Amrit Kalash FD Scheme
| Feature | Details |
| Scheme Name | SBI Amrit Kalash FD Scheme |
| Availability Period | Until March 31, 2025 |
| Tenure | 400 days |
| Eligibility | Domestic and NRI Retail Term Deposits (up to ₹2 crore) |
| Interest Payment Options | Monthly, quarterly, half-yearly, or on maturity |
| Premature Withdrawal | Allowed with applicable penalties |
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SBI Amrit Kalash FD Scheme Interest Rate
| Customer Type | Interest Rate (% p.a.) |
|---|---|
| General Public | 7.10% |
| Senior Citizens | 7.60% |
Steps to Use SBI Amrit Kalash FD Scheme Calculator
This simple and handy calculator helps you estimate your maturity amount in seconds. Here’s how you can use it:
- Enter Your Investment Amount: Type in the principal you want to invest.
- Select Customer Type: Choose ‘General’ or ‘Senior Citizen’ based on your age.
- View Results: The calculator displays your estimated maturity amount, total interest earned, and the maturity date.
Note:
→ The tenure for this scheme is fixed at 400 days.
→ The SBI Amrit Kalash calculator gives approximate results based on current rates. Please confirm with the bank for exact figures.
Calculate SBI Amrit Kalash FD Scheme Maturity Amount
You can also calculate the maturity amount manually using the following formula:
A = P {(1 + r/n)^(nt)}
where:
-
A = Maturity amount
-
P = Principal amount
-
r = Annual interest rate (in decimal)
-
n = Number of compounding periods per year (e.g., 4 for quarterly)
-
t = Tenure in years (400/365 ≈ 1.0959)
SBI Amrit Calculation Example For the General Public
Let’s say, the investment is of 2 lakhs at 7.10 rate of interets rate, deposited for 400 days & compounding quarterly.
A=2,00,000×(1+0.071/4)4×1.0959
Maturity Amount will be A≈₹2,16,267
SBI Amrit Calculation Example For Senior Citizens
Let’s say, the investment is of 3 lakhs at 7.60 rate of interets rate, deposited for 400 days & compounding quarterly.
A=3,00,000×(1+0.076/4)4×1.0959
Maturity Amount will be A≈₹3,26,175
SBI 400 Days FD Interest & Maturity Amount
Here’s an approximate maturity value table at current rates for different investments:
| Deposit Amount (₹) | General (7.10%) | Senior Citizen (7.60%) |
|---|---|---|
| 10,000 | 10,776 | 10,818 |
| 50,000 | 53,882 | 54,092 |
| 1,00,000 | 1,07,765 | 1,08,184 |
| 2,00,000 | 2,15,511 | 2,16,367 |
| 5,00,000 | 5,38,777 | 5,40,918 |
| 10,00,000 | 10,77,553 | 10,81,836 |
Note: These are approximate figures based on current rates and quarterly compounding.
Benefits of Using SBI Amrit Kalash FD Scheme
- Quick & Accurate: Avoid manual errors with instant, precise results.
- Time-Saving: Results in a few clicks, without complex math.
- Better Planning: Helps you compare investment amounts & choose the best option.
- Clarity: Gives you a clear picture of potential returns.
- Accessible Anytime: Use it anywhere, anytime on your device.
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