Axis Bank Customer Care

Axis Bank provides a dedicated customer care service to address your banking enquiries and concerns. These communication channels offer a convenient way to connect with representatives who can handle a wide range of matters.You can obtain prompt assistance, enjoy the convenience of remote support, and ensure you receive clear and accurate information directly from the bank by using the official toll-free numbers.

Whatever your need might be – clarification on a transaction, wanting to report suspicious activity, or needing to escalate a complaint through the official grievance redressal matrix – these resources are designed to help you reach a human agent effectively. To ensure total reliability, all contact details are verified against official bank communications.

If you’re having trouble with your Axis Bank account, you can reach their customer care centre for general banking enquiries and support.


Axis Customer Care Toll-Free Numbers

Axis Bank provides several phone banking numbers for different customer segments. While IVR is available 24/7, human assistance has specific timings. Call volumes are highest during banking hours (11 a.m. to 4 p.m.). For shorter wait times, it is best to call early in the morning or later in the evening.

Service CategoryContact Number
Retail Banking (Toll-Free)1800-103-5577 or 1800-209-5577
Retail Banking (Chargeable)1860-419-5555 or 1860-500-5555
Agri and Rural Banking (Toll-Free)1800-419-5577
Emergency Card Hotlisting (24/7)+91-22-6798-7700

Here is an outlook of time slots and the best channels for quick service:

Time SlotAverage Wait TimeBest Channel for Quick Service
8 a.m. – 11 a.m.Low (2-4 minutes)Phone Banking
11 a.m. – 4 p.m.High (8-15 minutes)WhatsApp Banking or Insta Services
4 p.m. – 8 p.m.Moderate (5-7 minutes)Phone Banking or Live Chat

This way, you can avoid any unwanted delays with your customer care experience.

How to Skip the Automated IVR Menu

To bypass the long automated menu and connect with a human agent faster, follow this sequence. This method works best on the chargeable numbers, which often have shorter queues.

  1. Dial 1860-419-5555 from your registered mobile number.
  2. When the automated voice starts, press 1 for Banking Services.
  3. The system will ask for your Customer ID or account number. Ignore this and press * (the star key) immediately.
  4. This action often signals the system to redirect the call to an available agent for “other queries”.
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Axis Bank Missed Call Banking

For customers who need quick access to their account details without using the internet or incurring call charges, Axis Bank offers a simple missed call service. By dialing a specific number from your registered mobile, the call will disconnect automatically, and you will receive the requested information via SMS instantly. This service is pre-activated for all customers and requires no separate registration.

Service RequestMissed Call Number to DialInformation You Will Receive
Check Account Balance1800-419-5959An SMS with the available balance of your primary savings/current account.
Get a Mini Statement1800-419-6969An SMS detailing the last three transactions from your primary account.
Request an E-Statement1800-419-6868Your monthly account statement will be sent to your registered email address.
Recharge Your Mobile080493-36060An SMS with an interactive menu to recharge your registered mobile number instantly.

Note: This service is free of cost and only works when you call from the mobile number that is officially registered with your Axis Bank account.

Also Read: Best Credit Cards in India

Axis SMS Banking Customer Care

For quick, on-the-go banking without an internet connection, use SMS banking. For a richer, chat-based experience, the axis bank whatsapp number provides over 100 services. The system recognizes specific keywords and menu selections to pull data instantly.

Axis Bank SMS Banking Services

How to Register for SMS Banking

  1. Open the SMS application on your mobile number registered with the bank.
  2. Type “REGISTER” and send it to 56161600 or +919951860002.
  3. You will receive a confirmation message upon successful registration.

Here is a complete list of all the SMS prompts and its respective triggers:

Service RequestSMS Command to SendResponse You Will Receive
Check Account BalanceBALAn SMS with the available balance in your primary account.
Get a Mini StatementMINIAn SMS detailing the last 3 transactions from your primary account.
Request a Cheque BookCHQBOOK <last 6 digits of account number>A confirmation SMS that your cheque book request has been processed.
Check Cheque StatusCHQSTATUS <cheque number>An SMS stating the current status of the specified cheque (e.g., cleared, stopped, pending).
Block Debit CardBLOCKCARD <last 4 digits of card number>An immediate confirmation that your debit card has been permanently blocked.

Note: All SMS commands should be sent to 56161600 or +919951860002. Standard SMS charges may apply.

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Axis Bank Whatsapp Customer Care Banking

Axis Bank offers a dedicated WhatsApp banking service to address your daily financial needs and concerns. This platform provides a convenient way to connect with automated and live representatives for a wide range of matters. You can obtain prompt assistance and receive accurate account information directly through your phone.

How to Use WhatsApp Banking

  1. Save the official axis bank whatsapp number 70361-65000 to your contacts.
  2. Open WhatsApp and send “Hi” to this number.
  3. Follow the menu options to check your balance, get a mini statement, or manage your credit card.

Axis Bank WhatsApp Banking Services

To activate WhatsApp banking, save the official number 70361-65000 to your contacts and send “Hi” in a message. The service is menu-driven and available 24/7. Here are some of the key services you can access:

Service/QueryHow to Access via WhatsApp Menu
Account ServicesSelect “Account Balance” or “Mini Statement” from the main menu for instant details.
Credit Card ManagementType “Credit Card Bill” or “Available Limit” to view details. You can also manage usage limits.
Block Debit/Credit CardType “Block Card” and follow the prompts to select the card you wish to block instantly.
Open/Manage DepositsSelect “Open FD” or “Open RD” from the menu and follow the steps to book a new deposit.
Loan ServicesType “Loan Details” to view your outstanding balance, EMI amount, and due date.
Request DocumentsRequest password-protected PDF statements for your accounts or loans directly in the chat.
Apply for ProductsInitiate applications for new credit cards, personal loans, or other products through the menu.
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Axis Bank Customer Care for Loans & Credit Cards

Axis Bank centralizes its customer support for most credit products through its main retail banking helplines. However, the service timings and dedicated email addresses can differ. For many routine loan management tasks, such as downloading statements or interest certificates, using the bank’s “Insta Services” portal is often faster than calling customer care.

Product/ServiceContact NumberEmail SupportService Timings (Human Agent)
Credit Cards1860-419-5555 or 1860-500-5555creditcards@axisbank.com8:00 a.m. to 8:00 p.m. daily
Personal Loans1800-103-5577 (Toll-Free)loans@axisbank.com8:00 a.m. to 8:00 p.m., Monday to Saturday (excluding National Holidays)
Home Loans1800-103-5577 (Toll-Free)home.loan@axisbank.com8:00 a.m. to 8:00 p.m., Monday to Saturday (excluding National Holidays)
Car & Auto Loans1800-103-5577 (Toll-Free)email.services@axisbank.com8:00 a.m. to 8:00 p.m., Monday to Saturday (excluding National Holidays)
Other Secured Loans (e.g., Loan Against Property)1800-103-5577 (Toll-Free)email.services@axisbank.com8:00 a.m. to 8:00 p.m., Monday to Saturday (excluding National Holidays)

How to Block Your Credit Card via NetBanking

  1. Log in to Axis Bank Internet Banking.
  2. Navigate to the “Accounts” tab and select “My Credit Cards.”
  3. Choose “More Services” from the menu on the left.
  4. Select “Block Credit Card” and follow the on-screen instructions to confirm the action with an OTP sent to your registered mobile number.

Steps to Block a Credit Card Through Net Banking

  1. Log in to Axis Bank Internet Banking.
  2. Navigate to the “Accounts” tab and select “My Credit Cards.”
  3. Choose “More Services” from the menu.
  4. Select “Block Credit Card” and follow the on-screen instructions to confirm the action with an OTP.
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Axis Customer Care Number for NRI Customers and SWIFT Tracking

Axis Bank offers dedicated toll-free numbers for Non-Resident Indians (NRIs). For tracking delayed international wire transfers (SWIFT), ask the sending bank for the MT103 document. This serves as a receipt and helps the Axis Bank forex team trace the funds through their Nostro accounts.

CountryContact Number
USA1855-205-5577
UK0808-178-5040
Canada1855-436-0726
Australia1800-153-861
UAE8000-3570-3218
Saudi Arabia800-850-0000
Qatar00-800-100-348
Singapore800-120-6355
All Countries (Chargeable)+91-40-6717-4100

Axis Customer Care for Merchant Support and POS Delays

For business customers using Axis Bank’s Point of Sale (POS) terminals, specific support channels are available. When reporting a batch settlement failure or a non-functional machine, always provide your Terminal Identification Number (TID) and Merchant ID (MID) to ensure the system accepts your service request.

ServiceContact Information
Merchant Services Helpline1800-419-0073
Email for POS Supportmerchant.helpdesk@axisbank.com

Axis Bank Customer Care for Fraud and Zonal Escalations

For urgent issues like fraud or for region-specific complaints, Axis Bank provides dedicated channels. This section covers the emergency numbers for unauthorized transactions, contact details for zone-wise Nodal Officers, and a summary of key digital support platforms.

Zone-Wise Nodal Officer Contact Details

If your complaint is not resolved at Level 1 (standard customer care), you can escalate it to the Nodal Officer of your respective zone. You must have a Service Request (SR) number from your initial complaint before proceeding. Do not contact the Nodal Officer for general queries.

Zone / RegionNodal Officer Email Address
Ahmedabadnodal.officer-ahmedabad@axisbank.com
Bengalurunodal.officer-bengaluru@axisbank.com
Chandigarhnodal.officer-chandigarh@axisbank.com
Chennainodal.officer-chennai@axisbank.com
Delhinodal.officer-delhi@axisbank.com
Hyderabadnodal.officer-hyderabad@axisbank.com
Kolkatanodal.officer-kolkata@axisbank.com
Mumbainodal.officer-mumbai@axisbank.com

Axis Customer Care Postal Addresses and Regional Desks

For sending legal notices, sensitive documents, or formal grievance letters via registered post, use the official addresses. Do not send regular mail to these addresses as it may not be processed.

OfficeAddress
Registered OfficeAxis Bank Ltd., ‘Trishul’, 3rd Floor, Opp. Samartheshwar Temple, Near Law Garden, Ellisbridge, Ahmedabad – 380006
Central Office (Grievance Redressal)Axis Bank Ltd., NPC1, 5th Floor, “Gigaplex”, Plot No. I.T.5, MIDC, Airoli Knowledge Park, Airoli, Navi Mumbai – 400708
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Important Axis Bank Customer Care Channels (Digital)

For most non-urgent queries and service requests, using the bank’s digital platforms is the most efficient method. These channels are available 24/7 and are designed for self-service.

PlatformHow to AccessPrimary Use
Axis Mobile App (“open”)Download from Google Play Store or Apple App StoreFull-service banking, investments, loan management, and service requests.
Internet BankingVisit www.axisbank.comComprehensive account management, fund transfers, and downloading statements.
WhatsApp BankingSend “Hi” to 70361-65000Instant balance checks, mini statements, blocking cards, and booking deposits.
Axis AHA! ChatbotAvailable on the Axis Bank website and mobile appAnswering FAQs, navigating services, and providing instant information.
Insta Services PortalAccessible via the “Support” section of the websiteUpdating personal details (PAN, email), downloading loan certificates, and tracking requests.

Also Read: Best Lifetime Free Credit Cards

Email Directory and Resolving Failed Transfers

For non-urgent queries or when you need to send documents, email is the best channel. If a fund transfer (NEFT/RTGS/IMPS) fails and the amount is not reversed within the RBI-mandated Turnaround Time (TAT), you are entitled to a penalty of 100 per day of delay. When escalating, mention this circular.

CategoryAxis Bank Customer Care Email
General Retail Bankingemail.services@axisbank.com
Corporate Bankingcorporate.ib@axisbank.com
Credit Cardscreditcards@axisbank.com
Prepaid Cardsprepaid.cards@axisbank.com
Principal Nodal Officer (Level 3)pno@axisbank.com

Emergency Fraud Reporting and Unauthorized Transactions

Under the RBI’s zero-liability policy, you are not liable for unauthorised transactions if you report them within three working days. For immediate action, use the dedicated 24/7 emergency channels. You can also report incidents to the National Cyber Crime Helpline at 1930.

  • 24/7 Emergency Helpline: Call +91-22-6798-7700 to report loss of a Debit, Credit, or Forex Card and to block your accounts immediately.
  • WhatsApp Banking: Send “Hi” to 70361-65000 and use the “Block Card” option for instant protection.
  • NetBanking: Log in to your account, navigate to “Cards,” select “More Services,” and choose “Block Card.”
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The Nodal Officer Escalation and Grievance Redressal

Axis Bank has a 3-level grievance redressal matrix. There is a crucial aspect in this area. Directly emailing the Principal Nodal Officer (PNO) without a prior complaint number will result in an automated rejection. You must follow the escalation path correctly.

  1. Level 1: Initial Complaint: First, register your complaint through phone banking, email, or the branch. You will receive a Service Request (SR) number. Wait for the bank’s response (usually 7-10 working days).
  2. Level 2: Nodal Officer: If you are not satisfied with the Level 1 response, visit the Axis Bank website, find the “Grievance Redressal” page, and fill out the Nodal Officer escalation form, quoting your SR number.
  3. Level 3: Principal Nodal Officer (PNO): If the Nodal Officer’s response is also unsatisfactory, you can then escalate to the PNO using the same process, quoting both your SR number and the Nodal Officer communication.

If your complaint is not resolved within 30 days, you can file a complaint with the RBI Banking Ombudsman through the CMS portal.

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Frequently Asked Questions

Find answers to common questions about this topic

To speak directly with an executive, call the axis bank customer care number 1860-419-5555. After selecting your language, press the * key to bypass the main IVR menu and be placed in the queue for a live agent.
The official and verified axis bank whatsapp number is 70361-65000. Save this number, open WhatsApp, and send "Hi" to start a chat and access over 100 banking services 24/7.
First, you must raise a complaint at Level 1 to get a Service Request (SR) number. If you are not satisfied with the resolution, go to the Axis Bank support page, find the Grievance Redressal section, and fill out the Nodal Officer form with your SR number.
The primary axis bank toll free number for retail customers is 1800-103-5577 or 1800-209-5577. These lines are available 24/7 for IVR services, with human assistance from 8 a.m. to 8 p.m.
The fastest way to block your card is to call the 24/7 emergency helpline at +91-22-6798-7700. Alternatively, you can use the "Block Card" feature on WhatsApp banking or log in to the Axis Mobile app.
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