Atal Pension Yojana Chart

Atal Pension Yojana (APY) is a government scheme offering guaranteed pension (Rs. 1,000 to Rs. 5,000 monthly) from age 60 in India. This scheme is primarily targeted for unorganised workers between 18-40 years old. Individuals can contribute a fixed amount based on their chosen pension and entry age.

The Atal Pension Yojana (APY) Contribution Chart shows the monthly, quarterly, and half-yearly contribution amounts you need to pay based on your desired monthly pension amount and your entry age into the scheme. These charts typically show pension amounts ranging from 1,000 to 5,000 and entry ages from 18 to 40 years. They also show the different contribution amounts depending on whether you contribute monthly, quarterly, or half-yearly.

Highlights of Atal Pension Yojana Scheme

The table below shows the overview of the Atal Pension Yojana Scheme:

FeatureDescription
Target AudienceUnorganised workers (18-40) or any Indian citizen
Age EligibilityEntry between 18 and 40 years old
Pension AmountRs. 1,000 to Rs. 5,000 monthly from age 60 (based on plan)
ContributionsFixed monthly amount ( 200 to 1400 from every month)
Survivor BenefitSpouse receives same pension after subscriber’s death
Death Benefit (Before 60)Nominee receives accumulated pension corpus

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Atal Pension Yojana Monthly Contribution Chart

The chart indicates the monthly contribution required for the APY scheme based on the age of entry and the desired monthly pension amount after retirement. Please note that the actual contribution amount may vary.

Entry Age (years)Total Years of ContributionMonthly Contribution Amount Required
Monthly Pension of 1000/Return of Corpus of 1.7 lakhsMonthly Pension of 2000/Return of Corpus of 3.4 lakhsMonthly Pension of 3000/Return of Corpus of 5.1 lakhsMonthly Pension of 4000/Return of Corpus of 6.8 lakhsMonthly Pension of 5000/Return of Corpus of 8.5 lakhs
18424284126168210
19414692138183228
294050100150198248
213954108162215269
223859117177234292
233764127192254318
243670139208277346
253576151226301376
263482164246327409
273390178268356446
283297194292388485
2931106212318423529
3030116231347462577
3129126252379504630
3228138276414551689
3327151302453602752
3426165330495659824
3526181362543722902
3624198396594792990
37232184366548701087
38222404807209571196
392126452879210541318
402029158287311641454

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APY Quarterly Contribution Chart

The Atal Pension Yojana calculation method helps determine the quarterly contribution required for the pension scheme based on entry age and desired monthly pension amount. The provided chart shows estimated values of quarterly contributions, subject to change.

Entry Age (years)Total Years of ContributionQuarterly Contribution Amount Required
Monthly Pension of 1000/Return of Corpus of 1.7 lakhsMonthly Pension of 2000/Return of Corpus of 3.4 lakhsMonthly Pension of 3000/Return of Corpus of 5.1 lakhsMonthly Pension of 4000/Return of Corpus of 6.8 lakhsMonthly Pension of 5000/Return of Corpus of 8.5 lakhs
1842125250376501626
1941137274411545679
2940149298447590739
2139161322483641802
2238176349527697870
2337191378572757948
24362094146208261031
25352264506748971121
26342444897339751219
273326853079910611329
283228957887011561445
293131663294812611577
3030346688103413771720
3129376751112915021878
3228411823123416422053
3327450900135017942241
3426492983147519642456
35265391079161821522688
36245901180177023602950
37236501299194925933239
38227151430214628523564
39217871574236031413928
40208671734260234694333

Atal Pension Yojana Half-Yearly Contribution Chart

The chart is based on current APY rules for half-yearly contributions over a specific period to achieve a desired pension amount at age 60. The listed contribution amounts are approximate and subject to change.

Entry Age (years)Total Years of ContributionHalf-Yearly Contribution Amount Required
Monthly Pension of 1000/Return of Corpus of 1.7 lakhsMonthly Pension of 2000/Return of Corpus of 3.4 lakhsMonthly Pension of 3000/Return of Corpus of 5.1 lakhsMonthly Pension of 4000/Return of Corpus of 6.8 lakhsMonthly Pension of 5000/Return of Corpus of 8.5 lakhs
18422484967449911239
194127154381410801346
294029559088511691464
213931963795612691588
2238348690104513811723
2337378749113314991877
2436413820122816352042
2535449891133417762219
2634484968145219302414
27335311050158221012632
28325721145172322902862
29316261251187724963122
30306851363204827273405
31297441487223729743718
32288141629244332524066
33278911782267335534438
34269741948292138894863
352610682136320542615323
362411692337350646745843
372312872573386051346415
382214162833424956487058
392115583116467462207778
402017173435515268698581

Return of Corpus to the Nominees & Beneficiaries of APY

If the APY subscriber passes away, the nominee or beneficiary of the subscriber will receive a payout based on the monthly pension amount chosen by the subscriber.

Monthly Pension AmountReturn of Corpus to the nominee of the subscriber
10001,70,000
20003,40,000
30005,10,000
40006,80,000
50008,50,000

Atal Pension Yojana Calculator

The Atal Pension Yojana Calculator is a tool that helps individuals plan their contributions and estimate the pension amount they can expect to receive upon retirement. It considers factors like age, monthly contribution, and selected pension amount.

Atal Pension Yojana Calculator

Years
18 Year38 Years

Desired Monthly Pension

Monthly Contribution:₹0
Contribution Period:0 Years
Guaranteed Pension
(at age 60):
₹1,000
Total Contributed:₹0

Corpus Amount to Nominee

₹0

Steps to Use the Calculator:

  • Step 1: Visit the Buddy Loan website featuring the Atal Pension Yojana Calculator.
  • Step 2: Enter your current age, which influences the monthly contribution.
  • Step 3: Choose your desired monthly pension from the available options, affecting the contribution calculation.
  • Step 4: Specify the number of years you intend to contribute to the Atal Pension Yojana.
  • Step 5: Click “Calculate” after entering the details to view the processed monthly contribution.
  • Step 6: The calculator displays the calculated monthly contribution and may provide a breakdown of contributions over the specified period.

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Frequently Asked Questions

Find answers to common questions about this topic

The APY is a government-backed pension scheme in India designed to provide financial security after retirement. It's especially beneficial for those in the unorganised sector.
Any Indian citizen between 18 and 40 years old can enroll in APY.
You contribute a fixed monthly amount towards your pension. The amount depends on your chosen pension plan and your entry age.
Early exit is generally not allowed. However, exceptions exist for the death of the subscriber or spouse, or terminal illness.
You can enroll at any bank or post office offering APY services. They will guide you through the process.
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