Atal Pension Yojana Chart

Atal Pension Yojana (APY) is a government scheme offering guaranteed pension (Rs. 1,000 to Rs. 5,000 monthly) from age 60 in India. This scheme is primarily targeted for unorganised workers between 18-40 years old. Individuals can contribute a fixed amount based on their chosen pension and entry age.

The Atal Pension Yojana (APY) Contribution Chart shows the monthly, quarterly, and half-yearly contribution amounts you need to pay based on your desired monthly pension amount and your entry age into the scheme. These charts typically show pension amounts ranging from ₹1,000 to ₹5,000 and entry ages from 18 to 40 years. They also show the different contribution amounts depending on whether you contribute monthly, quarterly, or half-yearly.

Highlights of Atal Pension Yojana Scheme

The table below shows the overview of the Atal Pension Yojana Scheme:

FeatureDescription
Target AudienceUnorganised workers (18-40) or any Indian citizen
Age EligibilityEntry between 18 and 40 years old
Pension AmountRs. 1,000 to Rs. 5,000 monthly from age 60 (based on plan)
ContributionsFixed monthly amount ( ₹200 to ₹1400 from every month)
Survivor BenefitSpouse receives same pension after subscriber’s death
Death Benefit (Before 60)Nominee receives accumulated pension corpus

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Atal Pension Yojana Monthly Contribution Chart

The chart indicates the monthly contribution required for the APY scheme based on the age of entry and the desired monthly pension amount after retirement. Please note that the actual contribution amount may vary.

Entry Age (years)Total Years of ContributionMonthly Contribution Amount Required
Monthly Pension of ₹1000/Return of Corpus of ₹1.7 lakhsMonthly Pension of ₹2000/Return of Corpus of ₹3.4 lakhsMonthly Pension of ₹3000/Return of Corpus of ₹5.1 lakhsMonthly Pension of ₹4000/Return of Corpus of ₹6.8 lakhsMonthly Pension of ₹5000/Return of Corpus of ₹8.5 lakhs
1842₹42₹84₹126₹168₹210
1941₹46₹92₹138₹183₹228
2940₹50₹100₹150₹198₹248
2139₹54₹108₹162₹215₹269
2238₹59₹117₹177₹234₹292
2337₹64₹127₹192₹254₹318
2436₹70₹139₹208₹277₹346
2535₹76₹151₹226₹301₹376
2634₹82₹164₹246₹327₹409
2733₹90₹178₹268₹356₹446
2832₹97₹194₹292₹388₹485
2931₹106₹212₹318₹423₹529
3030₹116₹231₹347₹462₹577
3129₹126₹252₹379₹504₹630
3228₹138₹276₹414₹551₹689
3327₹151₹302₹453₹602₹752
3426₹165₹330₹495₹659₹824
3526₹181₹362₹543₹722₹902
3624₹198₹396₹594₹792₹990
3723₹218₹436₹654₹870₹1087
3822₹240₹480₹720₹957₹1196
3921₹264₹528₹792₹1054₹1318
4020₹291₹582₹873₹1164₹1454

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APY Quarterly Contribution Chart

The Atal Pension Yojana calculation method helps determine the quarterly contribution required for the pension scheme based on entry age and desired monthly pension amount. The provided chart shows estimated values of quarterly contributions, subject to change.

Entry Age (years)Total Years of ContributionQuarterly Contribution Amount Required
Monthly Pension of ₹1000/Return of Corpus of ₹1.7 lakhsMonthly Pension of ₹2000/Return of Corpus of ₹3.4 lakhsMonthly Pension of ₹3000/Return of Corpus of ₹5.1 lakhsMonthly Pension of ₹4000/Return of Corpus of ₹6.8 lakhsMonthly Pension of ₹5000/Return of Corpus of ₹8.5 lakhs
1842₹125₹250₹376₹501₹626
1941₹137₹274₹411₹545₹679
2940₹149₹298₹447₹590₹739
2139₹161₹322₹483₹641₹802
2238₹176₹349₹527₹697₹870
2337₹191₹378₹572₹757₹948
2436₹209₹414₹620₹826₹1031
2535₹226₹450₹674₹897₹1121
2634₹244₹489₹733₹975₹1219
2733₹268₹530₹799₹1061₹1329
2832₹289₹578₹870₹1156₹1445
2931₹316₹632₹948₹1261₹1577
3030₹346₹688₹1034₹1377₹1720
3129₹376₹751₹1129₹1502₹1878
3228₹411₹823₹1234₹1642₹2053
3327₹450₹900₹1350₹1794₹2241
3426₹492₹983₹1475₹1964₹2456
3526₹539₹1079₹1618₹2152₹2688
3624₹590₹1180₹1770₹2360₹2950
3723₹650₹1299₹1949₹2593₹3239
3822₹715₹1430₹2146₹2852₹3564
3921₹787₹1574₹2360₹3141₹3928
4020₹867₹1734₹2602₹3469₹4333

Atal Pension Yojana Half-Yearly Contribution Chart

The chart is based on current APY rules for half-yearly contributions over a specific period to achieve a desired pension amount at age 60. The listed contribution amounts are approximate and subject to change.

Entry Age (years)Total Years of ContributionHalf-Yearly Contribution Amount Required
Monthly Pension of ₹1000/Return of Corpus of ₹1.7 lakhsMonthly Pension of ₹2000/Return of Corpus of ₹3.4 lakhsMonthly Pension of ₹3000/Return of Corpus of ₹5.1 lakhsMonthly Pension of ₹4000/Return of Corpus of ₹6.8 lakhsMonthly Pension of ₹5000/Return of Corpus of ₹8.5 lakhs
1842₹248₹496₹744₹991₹1239
1941₹271₹543₹814₹1080₹1346
2940₹295₹590₹885₹1169₹1464
2139₹319₹637₹956₹1269₹1588
2238₹348₹690₹1045₹1381₹1723
2337₹378₹749₹1133₹1499₹1877
2436₹413₹820₹1228₹1635₹2042
2535₹449₹891₹1334₹1776₹2219
2634₹484₹968₹1452₹1930₹2414
2733₹531₹1050₹1582₹2101₹2632
2832₹572₹1145₹1723₹2290₹2862
2931₹626₹1251₹1877₹2496₹3122
3030₹685₹1363₹2048₹2727₹3405
3129₹744₹1487₹2237₹2974₹3718
3228₹814₹1629₹2443₹3252₹4066
3327₹891₹1782₹2673₹3553₹4438
3426₹974₹1948₹2921₹3889₹4863
3526₹1068₹2136₹3205₹4261₹5323
3624₹1169₹2337₹3506₹4674₹5843
3723₹1287₹2573₹3860₹5134₹6415
3822₹1416₹2833₹4249₹5648₹7058
3921₹1558₹3116₹4674₹6220₹7778
4020₹1717₹3435₹5152₹6869₹8581

Return of Corpus to the Nominees & Beneficiaries of APY

If the APY subscriber passes away, the nominee or beneficiary of the subscriber will receive a payout based on the monthly pension amount chosen by the subscriber.

Monthly Pension AmountReturn of Corpus to the nominee of the subscriber
₹1000₹1,70,000
₹2000₹3,40,000
₹3000₹5,10,000
₹4000₹6,80,000
₹5000₹8,50,000

Atal Pension Yojana Calculator

The Atal Pension Yojana Calculator is a tool that helps individuals plan their contributions and estimate the pension amount they can expect to receive upon retirement. It considers factors like age, monthly contribution, and selected pension amount.

Atal Pension Yojana Calculator

Years
18 Year38 Years

Desired Monthly Pension

Monthly Contribution:₹0
Contribution Period:0 Years
Guaranteed Pension
(at age 60):
₹1,000
Total Contributed:₹0

Corpus Amount to Nominee

₹0

Steps to Use the Calculator:

  • Step 1: Visit the Buddy Loan website featuring the Atal Pension Yojana Calculator.
  • Step 2: Enter your current age, which influences the monthly contribution.
  • Step 3: Choose your desired monthly pension from the available options, affecting the contribution calculation.
  • Step 4: Specify the number of years you intend to contribute to the Atal Pension Yojana.
  • Step 5: Click “Calculate” after entering the details to view the processed monthly contribution.
  • Step 6: The calculator displays the calculated monthly contribution and may provide a breakdown of contributions over the specified period.

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Frequently Asked Questions

Find answers to common questions about this topic

The APY is a government-backed pension scheme in India designed to provide financial security after retirement. It's especially beneficial for those in the unorganised sector.
Any Indian citizen between 18 and 40 years old can enroll in APY.
You contribute a fixed monthly amount towards your pension. The amount depends on your chosen pension plan and your entry age.
Early exit is generally not allowed. However, exceptions exist for the death of the subscriber or spouse, or terminal illness.
You can enroll at any bank or post office offering APY services. They will guide you through the process.
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