Clix Capital Loans

Clix Capital Loans Documents Required

To apply for a Clix Capital loan, you generally need to provide the following documents:

• Identity Proof: Aadhaar Card, Passport, Voter ID, or PAN Card
• Address Proof: Aadhaar Card, Utility Bill, Passport, or Rent Agreement.
• Income Proof: Salary slips, bank statements, or IT returns.
• Business Proof (for business loans): Business registration, bank statements, and financial reports.

Types of Loans Offered by Clix Capital

Clix Capital offers various types of loan options to cover the financial needs of various sectors. Here is a list of loans offered by Clix Capital:

• Personal Loan
• Business Loan
• Loan Against Property
• School Financing

Here is a detailed overview of each type of loan:

Clix Capital Personal Loan

Clix Capital offers personal loans for various purposes such as travel, weddings, medical emergencies, education, home renovations, and more. These loans provide fast access to funds with flexible repayment options and minimal documentation.

• Loan Amount: Up to ₹25 lakhs.
• Tenure: Ranges from 1 to 5 years

To apply for a personal loan, you must meet the following eligibility criteria and submit the documents.

Personal Loan Eligibility Criteria:

• Age: Between 25 and 58 years.
• Income: Minimum monthly salary of ₹25,000.
• Employment: Salaried employees with a minimum of 12 months of total experience and 6 months in the current organization.

Documents Required for Personal Loan:

• Completed application form.
• Recent passport-size photograph.
• ID Proof: Aadhaar, PAN, or other government-issued ID.
• Address Proof: Aadhaar card, passport, voter ID, or driving license.
• Income Proof: Latest salary slips or Form 16.

Clix Capital Business Loan

Clix Capital offers a variety of business loan types to cover the different financial needs of small and medium-sized enterprises (SMEs).

• Loan amount: Up to ₹50 lakhs.
• Tenure: Ranging from 12 to 36 months

Here are the key types of business loans offered:

1. Working Capital Loan: Provides funds to manage the daily operations of your business, including payroll, inventory purchases, and other operational expenses.

2. Business Expansion Loan: For businesses looking to scale operations, open new branches, or upgrade existing infrastructure.

3 .Machinery Loan: Helps businesses purchase new machinery or upgrade their equipment for production or operations.

4 .Unsecured Business Loan: :Offers up to ₹50 lakhs without any need for collateral, making it ideal for businesses needing quick funds without the risk of providing assets.

To apply for a business loan, you must meet the following eligibility criteria and submit the required documents.

Clix Capital Business Loan Eligibility Criteria:

• Nationality: Indian
• Business Vintage: Minimum of 3 years in business operations.
• Annual Turnover: At least ₹1 crore.
• Age: Business owners should be between 21 and 65 years.
• Credit Score: 700 or above
• Business CMR (CIBIL MSME Rank): Not more than 6

Documents Required for Clix Capital Business Loan:

• Proof of Identity: Submit any of the following: Aadhaar Card, PAN Card, or Voter ID Card.
• Proof of Address: Acceptable documents include your electricity bill, water bill, or Aadhaar Card.
• Proof of Business Ownership: Recent income tax returns (ITR), Profit and loss statements for the past two years, Proof of continuity of business for at least the past 3 years, GSTIN. Last 6 months' bank statement, and PAN card for the business or individual owner.

Clix Capital Healthcare Equipment Loan

Clix Capital offers Healthcare Equipment Loans specifically without collateral for healthcare professionals and medical establishments. This loan helps clinics, hospitals, and diagnostic centers finance the purchase of advanced medical equipment to enhance patient care and upgrade their facilities.

• Loan Amount: From ₹50 lakhs to ₹7.5 Crores.
• Tenure:Up to 10 years (5 years in the case of unsecured loans).

Eligibility Criteria for Clix Capital K-12 Loan

To be eligible for a K-12 Loan from Clix Capital, you must meet the following criteria:

• Age:For secured K-12 loans: Must be at least 21 years old. For unsecured K-12 loans: Must be at least 25 years old. The maximum age at the end of the loan tenure should be 65 years.
• Business Type: The business must be a Trust, Society, or Section 25 Company.
• Business Vintage: Minimum of 5 years in operation for secured K-12 loans. Minimum of 7 years for unsecured K-12 loans.
• Financial Documentation: For loans up to ₹200 lakhs, no reported financials are required. For loans above ₹200 lakhs, reported audited financials for the last 2 years are required.

Documents Required for K-12 Loan:

• KYC Documents: Aadhaar, PAN, or other government-issued identity documents for authorized personnel.
• Income Documents: Financial statements or other income documents as required for the specific loan type.

Steps to Apply for Clix Capital Loan Online

Here are the steps to apply for a Clix Capital Loan online:

Step 1: Visit the Clix Capital website and choose the loan option that suits your financial needs, whether it’s a personal loan, business loan, loan against property, healthcare equipment loan, or school financing loan.

Step 2: Complete the simple online application form, which takes only about 3 minutes to provide the necessary details.

Step 3: A Clix Capital representative will contact you to discuss the specifics of your loan and guide you through the next steps.

Step 4: Once your application is processed, Clix Capital will disburse the loan, providing the funds to meet your financial goals.

Clix Capital Loans Contact Details

To get in touch with Clix Capital, you can use the following contact details:

Clix Capital Services Private Limited

• Corporate Address: 6th Floor, Good Earth Business Bay – 2, Sector – 58, Gurugram – 122102
• Registered Address: Plot No. 23, 5th Floor, Govind Lal Sikka Marg, Rajendra Place, New Delhi – 110008
• Phone: +91-120-6465400
• Email: hello@clix.capital

Clix Housing Finance Limited

• Corporate Address: 6th Floor, Good Earth Business Bay – 2, Sector – 58, Gurugram – 122102
• Registered Address: Plot No. 23, 5th Floor, Govind Lal Sikka Marg, Rajendra Place, New Delhi – 110008
• Phone: +91-120-6465400
• Email: hello@clix.capital