Todays Gold Rate


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Different Forms of Gold to Invest

  • Physical gold is suitable for those who want physical ownership or in the form of jewellery or coins.
  • Digital gold is ideal for beginners and those who prefer small, flexible investments.
  • Gold ETFs are perfect for stock market investors who want liquidity without physical storage.
  • SGBs (Sovereign Gold Bonds) appeal to long-term investors seeking security, fixed interest, and tax benefits.

Different Ways to Invest in Gold

1. Physical Gold

Physical gold is the most traditional form of investment. It can be bought in the form of jewelry, coins, or bars.

Jewelry:
Gold jewelry remains highly popular in India, especially during weddings, festivals, and religious occasions. While it serves both as an ornament and an investment, the total cost includes making charges and GST on making charges, which can make it slightly more expensive than pure gold value.

Coins and Bars:
Gold coins and bars are more straightforward investment options. Coins typically range from 1 gram to 100 grams, while bars are available in larger denominations, starting from 10 grams. These can be purchased from banks, certified jewelers, or authorized dealers. Many jewelers and banks also offer gold savings schemes, allowing investors to accumulate gold gradually through monthly installments.

2. Digital Gold
Digital gold is a modern and convenient way to invest in gold without physically handling it. Investors can buy gold online via apps like Paytm, PhonePe, and Google Pay, and the purchased gold is stored securely in insured vaults.

One of the biggest advantages of digital gold is that it allows small, regular investments, often using a SIP-like approach, helping investors average out market fluctuations. It can also be redeemed as physical gold, providing flexibility and security. It’s also important to remember that digital gold isn’t regulated by SEBI, so it’s safer to invest through regulated gold options.

3. Gold ETFs
Gold Exchange-Traded Funds (ETFs) are another convenient way to invest in gold. These are market-traded funds backed by physical gold. Investors can buy and sell units of Gold ETFs on the stock exchange, similar to trading stocks. This method eliminates the need for storage and purity verification, while still providing exposure to gold price movements. Gold ETFs are highly liquid, allowing investors to sell them anytime during trading hours.

4. Sovereign Gold Bonds (SGBs)
Sovereign Gold Bonds, issued by the Government of India, are paper-based investment options that offer dual benefits:

  • Returns linked to the market price of gold
  • Fixed interest (currently 2.5% per annum)

SGBs are available through banks, post offices, and online platforms. They are safe, tax-efficient, and ideal for long-term investment. Redemption of SGBs after the maturity period also offers tax-free capital gains, making them attractive to conservative investors.

However, note that recently the government has stopped issuing new SGBs.

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Updates on Gold Price in India

The gold price in India varies with time. Let’s understand the periodic gold rate updates from below:

Gold Rate in India on October 8, 2026

Gold rates in India on October 8, 2026, stand at ₹14,957 per gram for 24K gold, ₹13,710 per gram for 22K gold, and ₹11,218 per gram for 18K gold. These indicative prices establish the national benchmark, with Mysore matching the rates across all three purity categories. Jaipur and Lucknow record the highest gold prices among the listed cities, while Surat and Indore carry smaller premiums over the national average. The supplied figures highlight regional pricing differences but do not explain the specific market conditions responsible for them. No previous-day comparison is available to determine whether gold prices have increased or declined. Similarly, no particular domestic, international, or geopolitical development is identified as influencing today’s gold rates. The quoted prices exclude local taxes, 3% GST, and jeweller making charges, which affect the final purchase amount.

Gold Rate in India on October 7, 2026

Gold rates in India on October 7, 2026, stand at ₹14,957 per gram for 24K gold, ₹13,710 per gram for 22K gold, and ₹11,218 per gram for 18K gold. These indicative national prices provide the benchmark for the listed cities, with Bhubaneshwar and Visakhapatnam matching India across all three purity levels. Ahmedabad and Patna carry slightly higher rates, while Madurai shows a premium specifically for 18K gold. The supplied figures therefore highlight modest regional differences in gold pricing on October 7. However, no previous-day rates are included, so a daily rise, decline or unchanged trend cannot be established from the provided information. No specific Indian market condition, international development or geopolitical event is identified as influencing today’s prices. The quoted rates exclude local GST, making charges and other taxes.

Gold Rate in India on October 6, 2026

Gold rates in India on October 6, 2026, stand at ₹14,902 per gram for 24K gold, ₹13,660 per gram for 22K gold, and ₹11,177 per gram for 18K gold. These indicative base rates establish the national benchmark for the listed cities, with Kolkata, Kochi, Vijayawada and Pune matching India across all three purity levels. Coimbatore also shares the national 24K and 22K prices but carries a higher rate for 18K gold. The supplied data does not provide a previous-day comparison, so it would be unsupported to describe the October 6 prices as a rise, decline or unchanged trend. No specific Indian market development, international event or geopolitical factor is identified as influencing today’s gold rates. The quoted base prices exclude GST, TCS and local jewelry making charges.

Gold Rate in India on October 5, 2026

Gold rates in India on October 5, 2026, place 24K gold at ₹14,918 per gram, while 22K gold is priced at ₹13,675 per gram and 18K gold stands at ₹11,189 per gram. These figures establish the national retail base rates for the day and provide the benchmark for the listed cities. Bangalore, Mumbai and Hyderabad match the national prices across all three purity levels, while Chennai carries a higher 18K rate and Delhi trades above the national benchmark across every purity. The supplied data does not include previous-day prices, so a daily surge, decline or unchanged trend cannot be established. No domestic, geopolitical or international development is identified as influencing today’s rates. These base prices exclude local taxes, 3% GST, making charges and jeweller levies.

Gold Prices Ease in India on October 1, 2026

Gold prices in India opened October on a softer note, with rates declining across all major purity levels on October 1, 2026. The national price of 24K gold slipped from ₹33 to ₹14,924 per gram, while 22K gold declined from ₹30 to ₹13,680 per gram. Meanwhile, 18K gold dropped ₹25 to ₹11,193 per gram. The downward movement is visible across the listed cities, although modest regional premiums remain. Mysore matches the national benchmark, Surat and Indore trade slightly higher, while Jaipur and Lucknow record the highest rates among the cities provided. The supplied data identifies local market variations as a factor affecting city-wise pricing but provides no specific geopolitical or international trigger for today’s decline. These indicative gold rates exclude GST, TCS, making charges and local levies unless specified.

Gold Rate Top Cities

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Frequently Asked Questions

Find answers to common questions about this topic

You can sell gold at authorized jewelry stores, banks, or gold exchanges. The process typically requires proof of identity and weighing the gold. Prices are based on current gold rates minus making charges or resale fees. Online platforms also allow selling gold digitally through buy-back programs.
Digital gold can be purchased via trusted apps or banks. You pay the current market price per gram, and the gold is stored in secure vaults by certified partners. You can redeem it as physical gold anytime or sell it digitally at prevailing rates.
In India, GST on gold is 3% for making charges; the gold itself is exempt from GST. Making charges vary by jewelry design and weight, so the total cost includes gold rate + making charges + GST on making charges.
KDM refers to gold jewelry where an alloy of 92% gold and 8% cadmium was used for soldering. While this technique ensured 92% purity in the final product, it is not a purity standard like Hallmark or 916 gold. However, the 92% purity level is comparable to what is often marked as 916 gold (22-carat), which also indicates 91.6% pure gold.
916 gold refers to 22 Karat (22K) gold, which means it contains 91.6% pure gold and 8.4% other metals or alloys. It is not 24K gold, which is 99.9% pure. Therefore, the price of 916 gold is based on 22K gold rates, not 24K.
A hallmark is an official certification of gold purity issued by assay offices in India. It includes the BIS logo, purity in karats, the assaying centre mark, and the jeweller’s identification mark, guaranteeing that the gold meets legal purity standards.
The hallmark indicates the actual purity of the gold, so it is not limited to a single karat. A hallmark is a certification of gold purity and can be applied to gold of any standard, including 22K (916) or 24K (999) gold.
The purest form of gold is 24 Karat (24K), which contains 99.9% gold. Since it is soft, it is often alloyed with other metals when making jewelry to enhance strength and durability.
The best time to buy gold in India is during festive seasons such as Diwali, Akshaya Tritiya, and Dhanteras, when special offers are available. It is also ideal to buy when gold prices dip temporarily, or to invest regularly in digital gold to average out price fluctuations over time.
Gold purity can be verified by checking for hallmark and KDM marks. Certified jewelers may also use acid tests, electronic gold testers, or XRF machines. For digital gold, purity is guaranteed as the gold is securely stored in certified vaults.
Gold rates in India are influenced by global gold prices, the USD to INR exchange rate, import duties, taxes, and domestic demand and supply. Banks and jewelers adjust the rates daily for retail sale based on these factors.
Gold rates fluctuate daily based on global market trends, currency value, and domestic demand. Rates are updated every morning by jewelers and banks. Special events like festivals, economic changes, or central bank policies can cause significant short-term price changes.
Gold prices in India are influenced by global gold prices, rupee dollar exchange rates, import duties, and demand trends.
24K gold is 99.9% pure and used mainly for investment, while 22K (91.6% pure) is common in jewellery. 18K gold (75% pure) contains more alloy, making it more durable and suited for designer ornaments.
Gold prices vary by city due to factors like transportation costs, local taxes, jewellery association pricing, and demand-supply differences. For example, gold in Chennai or Hyderabad may differ slightly from Bangalore or Mumbai.
You can use the Live Gold Rate Calculator on this page. Simply select your city, gold carat, and weight in grams to view real-time rates updated daily.
No, the displayed gold rates exclude 3% GST and jewellery making charges. Final purchase price at jeweller outlets may differ depending on purity certification, design, and labour costs.
Buddy Loan has made every effort to ensure the accuracy of the gold rate information provided. However, BVALUE SERVICES PRIVATE LIMITED, its subsidiaries, and associates do not guarantee the accuracy, completeness, or reliability of the data. The gold rates are shared for informational purposes only and should not be considered as a solicitation to buy or sell precious metals. BVALUE SERVICES PRIVATE LIMITED, its subsidiaries, and associates shall not be held responsible for any losses or damages arising from the use or reliance on the information provided on this page.